TL;DR: Ontario’s Fertility Program funds one IVF cycle for eligible patients, but it does not cover every part of treatment. You may still need to pay for fertility medications, genetic testing, embryo storage, donor services, frozen embryo transfers, or future IVF cycles. At King Square Fertility, the care team can explain your funding options and what they may mean for your treatment.
The cost of IVF can be one of the hardest parts to understand. Ontario funding can make treatment more accessible, but you may still wonder which expenses you will need to cover yourself.
At King Square Fertility in Markham, you can get clear answers about what the Ontario Fertility Program covers and what you may need to budget for.
This article explains what funded IVF covers in Ontario, which costs may remain, and what to ask before treatment begins.
The Ontario Fertility Program (OFP) provides eligible patients with funding for one IVF cycle at participating clinics across the province.
To qualify for government-funded IVF in Ontario, you must live in the province and have a valid Ontario health card. Funding is available to individuals and couples with different family-building needs, including single parents, same-sex couples, and people with unexplained infertility.
A funded cycle generally covers the main clinical steps involved in IVF, such as:
For many patients, this funding covers a significant portion of treatment costs, making IVF more accessible.
A funded IVF cycle can reduce the cost of treatment, but you may still have some expenses to cover yourself. Understanding these costs early can help you plan and avoid unexpected bills.
Fertility medications are often one of the highest out-of-pocket costs during IVF. These medications help your ovaries produce multiple eggs, and the amount you need will depend on your treatment plan and how your body responds.
Costs can range from several hundred to several thousand dollars. Some private insurance plans cover part or all of the cost, so it’s worth checking your benefits before treatment begins.
Your care team may recommend genetic screening and testing based on your medical history, previous pregnancy loss, or treatment goals.
Preimplantation genetic testing can provide information about an embryo's chromosomes or genes before transfer. You’ll need to include it in your budget if you choose to do it.
If your treatment involves donor eggs, donor sperm, or a gestational carrier, you may have additional costs. These can include screening, legal services, agency fees, shipping, and other expenses related to the donor arrangement.
The amount you pay will depend on the type of support you need and how your treatment is organized.
If you have embryos that aren’t transferred right away, you may choose to store them for future use. Annual embryo storage fees are generally not covered by the province.
You may also need to pay shipping fees if eggs, sperm, or embryos are moved between clinics or sent from a donor program. Ask your clinic about both the initial and ongoing costs so you know what to expect.
The Ontario Fertility Program provides funding for one IVF cycle. If you need another IVF cycle or decide to use a frozen embryo later, those treatments may involve additional clinic, monitoring, and medication costs.
It can be difficult to think about future treatment before your first cycle begins. However, understanding the possibility can help you make a financial plan that feels more manageable.
Fertility treatment can bring up many personal and financial questions. Understanding what funded IVF covers in Ontario, and which costs you may still need to manage, can help you feel more prepared before treatment begins.
At King Square Fertility, we’ll guide you through each step and answer your questions along the way. Whether you want to learn more about our fertility services, understand your funding options, or discuss possible treatments, our team is here to help.
Contact us to learn more, or ask your healthcare provider for a referral.
No. The Ontario Fertility Program doesn’t cover fertility medications. These medications help stimulate egg production and support your body during treatment, but they can be among the higher out-of-pocket costs.
Some private insurance plans cover part of the expense, so it’s a good idea to review your benefits before treatment begins.
The funded cycle generally includes one fresh embryo transfer. If you have frozen embryos and want to use them later, the frozen embryo transfer is usually not covered.
You may need to pay for the procedure, monitoring appointments, and medications. Your clinic can explain the expected costs before you move forward.
The Ontario Fertility Program currently provides one funded IVF cycle per eligible patient. If your first cycle doesn’t lead to pregnancy and you choose to try again, you’ll usually need to pay for the next cycle yourself.
Your care team can review the results with you, answer your questions, and discuss possible next steps when you feel ready.
No. The Ontario Fertility Program doesn’t cover preimplantation genetic testing.
If you and your doctor decide that testing may be helpful, your clinic can explain the available options and the associated costs before you decide.
Have questions about government-funded IVF in Ontario? Ask your healthcare provider for a referral, then contact King Square Fertility in Markham to learn what may be covered and what costs to expect.
